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    DoorDash Bets on Stablecoin Payouts Via Stripe's Tempo

    DoorDash Bets on Stablecoin Payouts Via Stripe's Tempo

    Nathan Mantia
    April 21, 2026
    3,424 views
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    DoorDash, the food delivery platform that processed nearly $75 billion in merchant sales last year, is partnering with Tempo, the blockchain built by payments giant Stripe and crypto investment firm Paradigm, to roll out stablecoin-powered payouts. The move represents one of the most significant deployments of crypto payment rails by a consumer-facing tech company to date, and it signals just how serious mainstream firms are getting about on-chain money movement.

    The announcement, made Tuesday in a Tempo blog post, puts DoorDash alongside Stripe itself, Coastal Community Bank, and Latin American fintech ARQ as companies now running or preparing to run parts of their payment operations on stablecoin rails through Tempo. DoorDash is focusing initially on cross-border flows, where settlement speed and cost are the biggest pain points. Exact timing for when those payouts go live has not been disclosed.

     

    What Is Tempo?

    Tempo is not just another blockchain project. It launched publicly last month after a private testnet phase, backed by a $500 million funding round that valued the company at $5 billion. Stripe and Paradigm are the founding investors, with Paradigm co-founder Matt Huang leading a dedicated team. The chain is engineered specifically for payment workloads, targeting over 100,000 transactions per second with sub-second finality. Fees can be paid in any stablecoin rather than a native token, something that sets it apart from general-purpose chains like Ethereum or even high-throughput alternatives like Solana, which Stripe CEO Patrick Collison has said do not meet the company's throughput or payment-specific requirements.

     

    The chain is EVM-compatible and built on Reth, an Ethereum execution client developed by Paradigm. It includes dedicated payment lanes, opt-in transaction privacy, support for memos and access lists, and an enshrined automated market maker to ensure stablecoin neutrality. No single issuer gets a home-field advantage on Tempo's rails, which is important for institutions wary of becoming dependent on any one stablecoin ecosystem.

     

    Why DoorDash, and Why Now

    DoorDash operates in more than 40 countries, and getting money across borders has historically meant dealing with fragmented regional banking rails, slow settlement windows, and fees that eat into merchant margins. Stablecoins offer a straightforward fix for that, at least in theory. "There's real promise with stablecoins transforming financial infrastructure," DoorDash co-founder Andy Fang said in a statement tied to the announcement.

     

    Beyond merchant payouts, Tempo is also working with DoorDash on a separate option that would let delivery workers get paid directly in stablecoins. That would be a notable shift for the gig economy, where payroll timing and cross-border income access are persistent problems for workers in markets outside the U.S.

     

    Stripe's Bigger Blockchain Play

    This deal sits inside a much larger strategic bet Stripe has been building for a while. The company acquired stablecoin infrastructure firm Bridge for $1.1 billion in 2024, then bought crypto wallet provider Privy. It launched stablecoin financial accounts in 101 countries in May 2025, and has since introduced stablecoin subscription payments for U.S. businesses through USDC on Base and Polygon. Stripe processes close to $2 trillion in payment flows annually, and its head of Connect and money management, Neetika Bansal, has framed Tempo as the vehicle for making global payments "fast, cheap and borderless."

     

    Tempo went live on mainnet last month with infrastructure partners including Mastercard, UBS, Klarna, and Visa already on board. Klarna even launched a bank-issued stablecoin on Tempo to enable cheaper cross-border settlement. The chain is also part of Stripe's pitch for agentic payments, the idea that AI systems will eventually need to transact autonomously at high volume, and that existing financial rails simply aren't built for that.

     

    Stablecoin Interest Is Exploding

    Stablecoins are now a $300 billion asset class, and the broader interest from corporate America is unmistakable. Meta, Google, and X are all reportedly exploring stablecoin integrations of their own. Circle, the issuer of USDC, recently completed a successful initial public offering, giving the sector another credibility boost. Tempo is also launching a Stablecoin Advisory service to offer hands-on support for firms looking to move payment flows on-chain, with what the company describes as "forward-deployed" engineers working directly inside client organizations.

     

    Visa, OnePay, Felix, Fifth Third Bank, and Howard Hughes Holdings are also among the companies bringing payment operations onto Tempo's rails, according to information shared with Fortune. The competition is building too. Fireblocks launched a network in late 2025 positioning itself as a stablecoin SWIFT for institutions, and Google is developing its own Universal Ledger for financial assets.

     

    For DoorDash, the bet is fairly straightforward: better rails mean cheaper, faster payouts for merchants and workers, which is a competitive advantage in a market where delivery platforms are fighting hard for both. No one can say if this stablecoin deal moves the needle, but the economics are pretty hard to argue with.

    Tags:
    #crypto adoption#fintech#Stablecoins#Stripe#Cross-border payments#Blockchain Payments#Tempo#DoorDash#Paradigm#Merchant Payouts
    Coinbase and Fannie Mae Launch Crypto-Backed Mortgages

    Coinbase and Fannie Mae Launch Crypto-Backed Mortgages

    Nathan Mantia
    March 26, 2026
    3,891 views
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    Coinbase and mortgage lender Better Home & Finance have announced a new product that lets prospective buyers use Bitcoin or USDC as collateral on a Fannie Mae-backed mortgage, without ever having to liquidate their holdings. It is, by most measures, the clearest sign yet that digital assets are finding their way into the mainstream and will be used as the machinery of American homeownership.

     

    How It Will Work

    Borrowers transfer their digital assets from Coinbase into a custody wallet held by Better, retaining legal ownership of the crypto throughout the life of the loan. The collateral sits there as a pledge, not a payment. For holders of USDC, Circle's dollar-pegged stablecoin, the arrangement even lets them keep earning yield on their holdings while those same assets secure the mortgage.

     

    The rate premium is real, though. Borrowers should expect to pay 0.5 to 1.5 percentage points above a standard 30-year fixed loan, depending on their overall profile. Whether that spread feels worth it depends largely on how much a borrower values not triggering a taxable event by selling appreciated crypto positions. For long-term Bitcoin holders sitting on significant gains, the math can work out in their favor.

     

    One of the more notable design choices here is the absence of margin calls. In most crypto lending products, a sharp price drop can trigger forced liquidation of collateral. This product is built differently. If Bitcoin falls 40% in a month, the terms of the mortgage do not change and no additional collateral is required. Liquidation risk only enters the picture after a 60-day payment delinquency, putting the structure firmly in line with how conventional mortgages work rather than how crypto lending typically operates. This matters a great deal for borrowers who have been burned by or are skeptical of DeFi-style collateral arrangements.

     

    How Did We Get Here?

    In June 2025, Federal Housing Finance Agency Director Bill Pulte issued a directive ordering Fannie Mae and Freddie Mac to prepare proposals for counting cryptocurrency as an asset in mortgage risk assessments, without requiring borrowers to first convert those holdings into dollars. The directive was framed explicitly around President Trump's stated goal of making the U.S. the crypto capital of the world. Pulte's letter specified that only crypto held on U.S.-regulated centralized exchanges would qualify, and he called for risk mitigants including valuation adjustments to account for volatility.

     

    Until now, Fannie and Freddie's guidelines required that any cryptocurrency a borrower wanted to use for a down payment, closing costs, or reserves had to be liquidated into U.S. dollars first. The Coinbase-Better announcement marks the first time that framework has been operationalized into an actual product backed by Fannie Mae. Whether lenders across the broader market follow suit remains to be seen, as industry experts have cautioned that adoption will be gradual. Individual lenders may impose their own overlays, and aggregators who purchase loans will need to get comfortable with the structure before it becomes truly mainstream.

     

    Coinbase and Better are not alone in seeing opportunity here. Newrez, one of the largest mortgage servicers in the country with roughly $778 billion in assets under management, announced late last year that it was assessing Bitcoin and Ethereum for mortgage qualification purposes. Bob Johnson, head of originations at Newrez, described the FHFA directive as a meaningful signal from Washington that the capital markets infrastructure underpinning a significant share of U.S. mortgage origination is open for change.

     

    Bitcoin ETFs have surpassed $100 billion in assets under management since receiving SEC approval in early 2024, and a growing cohort of American households hold meaningful digital asset positions. For those buyers, particularly younger, crypto-native professionals who have built wealth in digital rather than traditional asset classes, the old requirement to sell before buying a home was a genuine friction point. This product is a direct answer to that segment.

     

    Questions Sill Remain

    Not everyone is convinced the move is without risk to the broader housing system. A group of Democratic senators wrote to Director Pulte last July raising concerns about attaching a notoriously volatile asset class to one of the most systemically important markets in the U.S. economy. The letter questioned the transparency of the decision-making process and asked for details on how downside risks would be managed. Those concerns have not disappeared just because a product has launched.

     

    Experts in the mortgage industry have echoed a degree of caution. Some analysts expect lenders to apply heavy discounts to crypto valuations for qualifying purposes, potentially treating holdings at 10% or less of market value, and to require that assets be seasoned on regulated exchanges for a defined period. The operational side of verifying, valuing, and monitoring digital assets in a mortgage context is still being developed, and few lenders have the infrastructure in place today to do it at scale.

     

    Whatever the short-term practical limitations, the symbolic weight of Fannie Mae's involvement should not be understated. The government-sponsored enterprise, which has been under federal conservatorship since 2008 and underpins a substantial portion of American mortgage finance, is now part of a product that treats Bitcoin and USDC as legitimate collateral.

     

    The irony here is hard to ignore. The 2008 financial collapse, driven largely by reckless mortgage-backed securities dealings, was the very event that inspired Satoshi Nakamoto to write the Bitcoin whitepaper. That invention, born as a rejection of and answer to the broken banking system, will now be used to back the same financial instrument that helped trigger the crisis. Life, as they say, comes full circle.

    Tags:
    #crypto adoption#digital assets#Bitcoin#USDC#institutional crypto#Coinbase#Fannie Mae#Mortgage#Better Home Finance#FHFA#Real Estate#Housing Market
    Blockchain.com Expands to Ghana

    Blockchain.com Expands to Ghana

    Charles Obison
    March 10, 2026
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    Crypto brokerage company Blockchain.com is expanding into Ghana after recording strong growth one year after entering the Nigerian market.

     

    In a recent announcement, Owenize Odia, General Manager for Africa at Blockchain.com, said the company plans to expand into Ghana. 

     

    According to the announcement, the move was driven by the company’s strong growth in Nigeria. Just one year after entering the market in early 2025, Blockchain.com reported more than a 700% increase in brokerage transaction volume, with Bitcoin, Tether, and Tron emerging as the most traded crypto assets in the region. 

     

    The decision to fully launch into Ghana’s crypto market was also driven by the strong momentum in the country. According to Owenize, Blockchain.com recorded a 140% increase in the number of active users in Ghana and a 90% increase in transaction volumes even before the company officially entered the market. 

     

    Crypto Adoption in Sub-Saharan Africa

    Sub-Saharan Africa is now the third-fastest-growing region globally for crypto adoption, according to a report by Chainalysis, after Asia-Pacific and Latin America. 

     

    According to the report, about $205 billion was received by Sub-Saharan African countries between July 2024 and June 2025 in Sub-Saharan Africa, a 52% increase year over year, with Nigeria leading adoption in the region and accounting for about $92 billion of the total volume received within that period. Cross-border transfers, remittances, and stablecoin transactions accounted for most of these transactions.

     

    Image credit: Chainalysis

     

    About Blockchain.com

    Founded in 2011 by Peter Smith, Benjamin Reeves, and Nicolas Cary, Blockchain.com is one of the oldest cryptocurrency platforms in the world. It offers a suite of crypto services, including non-custodial crypto storage, cryptocurrency trading, blockchain exploration, and the trading of tokenized U.S. stocks and exchange traded funds (ETFs).

     

    Since its founding, Blockchain.com has achieved several notable milestones, including:

    • Creating nearly 94 million wallets for users.
    • Serving customers in more than 100 countries.
    • Processing over $1 trillion in total transaction volume, including more than $100 million in a single day. 

     

    Tags:
    #crypto adoption#Stablecoins#Bitcoin#Crypto Trading#Blockchain Industry#Blockchain.com#Ghana#Nigeria#Sub-Saharan Africa#Chainalysis Report
    PALM Partners Bring Nigerian Cocoa to Local Markets Using Blockchain

    PALM Partners Bring Nigerian Cocoa to Local Markets Using Blockchain

    Chad Eoniam
    January 21, 2026
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    The PALM Partners were tasked with bringing Nigerian Cocoa to local markets.

     

    Those familiar with the Palmyra Network by Zengate will know this blockchain company has the reputation of bringing real world products to market with blockchain transactions.

     

    Zengate’s open source blockchain tracking and traceability solutions allow producers to comply by new EUDR and USDA compliance laws coming into affect that require importers to prove the products line of traceability from farm to table. They started with Sri Lankan Tea in 2021-2022 live on the stage at Rare Evo, next up was Greek Olive Oil sold on their dApp Palm Pro. Now Dan Friedman (creator of Zengate) is deploying the newly graduated 1st class of Palm Partners to bring the freshly onboarded Nigerian Cocoa to local markets like bakeries and restaurants near you.

     

    Now if you weren’t familiar with the Palmyra Network, after reading that, your barely scratching the surface on whats being built on PALM.


    After diving into what Dan and the Zengate team have built you could say its a multi layered assault on the traditional commodities market. The Palm Partners is an affiliate program primarily aiming to onboard farmers, producers, and co-ops with online blockchain tracking and traceability solutions built by Palm.

     

    The secondary objective of the Palm Partners is to onboard buyers for the high quality un-adulterated products from the newly onboarded producers.

     

    With metric tons of pure cocoa ready to be sold from PALM’s recent Nigerian Cocoa Expansion the Palm Partners have a product that practically sells itself.

     

    The Partners program has members from all 6 continents, so the possibility of a PALM’s Cocoa coming to your local markets isn’t low. The 1st class of PALM Partners hitting the streets and selling Nigerian Cocoa on the local market level is just the next step in opening up a whole new real world marketplace built on Web3.

     

    The cryptocurrency use case is seen on the producer side by certifying traceability of the product on the blockchain and using ADA or the PALM token to pay for transactions that assign tracking logs using a platform created by Zengate called trace.it allowing farmers to trace batch whole fields, acres/hectares of product with immutable records for step by step, farm to table traceability.

     

    Zengate have also open sourced these traceability solutions on Github search “The Winter Protocol”.

     

    One Partner told me he had positive feedback from initial restaurant and bakery leads, saying one stated “I have a hard time finding good chocolate, and sometimes the chocolate I get sucks, and it makes me mad.”

     

    Big chocolate distributors are known to water down pure chocolate with additives like TBHQ, or tert-Butylhydroquinone, or PGPR, or Polyglycerol polyricinoleate, and wax. It’s no surprise boutique bakeries can’t find premium chocolate.

     

    With the power of PALM these Cocoa Farmers can bring pure cocoa straight from the farm to the bakery. No more middle men mafias adding stuff you can’t spell to pure ingredients you should be consuming pure.

     

    Olive oil is another example of a product that is highly adulterated before coming to domestic markets. When PALM sold olive oil on the PALM Pro dApp they were able to bypass middle men who would have watered it down with canola and other seed oils. Those lucky customers claimed in reviews “it was the best olive oil they had ever had” and “pure olive oil provides a truly magical cooking experience.”.

     

    I’m sure the Nigerian Cocoa will not disappoint. I doubt any of us have actually experienced real pure cocoa.

     

    The Sri Lankan Ceylon Tea cigars were a big hit at Rare Evo. Also the Zambian Honey brought by onboarded producer K B Curry, founder of Nature’s Nectar, left PALM booth attendees at Caesars Palace buzzing about the ability of this cryptocurrency company to bring real world product transactions to the blockchain.

     

    Zengate and PALM have a history of delivering and its certainly easy to assume the PALM Partners will move a lot of Cocoa thus making more real world commodity transactions on the blockchain.

     

    The Palm Partners 2nd class will be convening sometime in 2026 and if you are interested in bringing blockchain adoption to your local producers go to the www.palmyraecosystem.com website for more info.

     

    To stay up to date with when Zengate and Palmyra will be bringing more products to the blockchain, join the Discord. Also stay tuned if your interested in joining the Palm Partners 2nd class. And if you want to purchase Pure Nigerian Cocoa go to www.palmyraecosystem.com/cocoa-us

    Tags:
    #Web3#Blockchain#crypto adoption#real world assets#PALM#Palmyra Network#Zengate#Nigerian Cocoa#Supply Chain#Traceability#Agriculture
    Stablecoins Are Crypto’s Path to Mass Adoption

    Stablecoins Are Crypto’s Path to Mass Adoption

    Devryn
    January 6, 2026
    777 views
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    Stablecoins May Be Crypto’s Most Important Success Story

     

    Stablecoins are not exciting.

    They do not spike overnight. They do not crash and wipe out portfolios. They are not the thing people argue about on social media at two in the morning. Most days, they are barely mentioned at all.

    And yet, when you look past the noise and actually follow where money moves in crypto, stablecoins are everywhere. They sit in the background of trades, payments, payouts, and transfers. They are the part of crypto people rely on without thinking about it.

    That is usually how real adoption starts.

     

    The Boring Part of Crypto Is Doing the Heavy Lifting

    Stablecoins exist to do one job: move money without drama.

    They are designed to stay pegged to a currency, usually the US dollar. One token equals one dollar. No guessing. No watching charts. No hoping the price holds long enough to send a payment.

    That might not sound revolutionary, but in crypto, it is a big deal.

    For years, using crypto for anything practical meant dealing with volatility. Stablecoins remove that problem. They let people move value on-chain without turning every transaction into a speculative bet.

    That is why traders use them. That is why businesses are paying attention. And that is why stablecoins quietly became the default currency of crypto.

     

    Why Stablecoins Keep Growing Even When Markets Cool Off

    When markets slow down, most crypto activity drops with them. Stablecoin usage usually does not.

    The reason is simple. Stablecoins are not about price. They are about function.

    Traditional financial systems are slow and expensive in ways people have mostly just accepted. Transfers take days. Cross-border payments get complicated fast. Fees show up in places no one asked for.

    Stablecoins cut through a lot of that. They settle quickly. They move globally. They do not care what day it is or which country you are in.

    For individuals, that means easier access to dollar-denominated money. For companies, it means faster settlement and fewer moving parts. None of that depends on whether the market is up or down. Daily users of stablecoins has grown tremendously in the last few years and people should expect to see that continue to skyrocket as more payment rails and use-cases come on board.

     

     

    A Lot of Stablecoin Usage Is Invisible on Purpose

    One reason stablecoins feel easy to ignore is because they are often hidden.

    In many cases, users never touch them directly. A payment looks normal. A balance looks normal. Behind the scenes, stablecoins handle settlement because they are simply better at it.

    This is not crypto trying to replace everything at once. It is crypto quietly fixing specific parts of the system that were not working very well to begin with.

    And when something works smoothly, no one talks about it.

     

    The Real Power Is in Controlling the Flow

    The companies that benefit most from stablecoins are often not the ones issuing them.

    They are the ones sitting in the middle of payments, wallets, and settlement. They already control how money moves. Stablecoins just make that movement cheaper and faster.

    From that position, it does not really matter which stablecoin wins. Volume is what matters. Flow is what matters. Stablescoins are used in a wide variety of settlements and those are growing everyday.

     

     

    What Mass Adoption Actually Looks Like

    Crypto mass adoption was never going to look like everyone trading tokens or using complex on-chain tools.

    It was always going to look boring.

    It looks like people getting paid faster. It looks like cheaper transfers. It looks like money moving globally without anyone thinking twice about it.

    Stablecoins fit that picture better than almost anything else crypto has produced. They lower the barrier instead of raising it. They work with existing habits instead of fighting them.

    For many people, stablecoins are the first time crypto feels practical.

     

    Why Stablecoins Matter, Even If They Never Trend

    Stablecoins change how money moves.

    That turns out to be a much more useful problem to solve.

    They support trading. They power on-chain finance. They help businesses operate across borders. They give people access to stable value when local systems fall short.

    They do all of this quietly, without asking for attention.

    And that is probably why they are working.

    Stablecoins are not the loudest part of crypto. They might never be.

    But they are becoming the part that actually touches real economic activity at scale. Not in theory. In practice.

    By the time stablecoins feel obvious, they will already be everywhere.

     

    That is usually how infrastructure wins.

     

    Stay Connected

    You can stay up to date on all News, Events, and Marketing of Rare Network, including Rare Evo: America’s Premier Blockchain Conference, happening  July 28th-31st, 2026 at The ARIA Resort & Casino, by following our socials on X, LinkedIn, and YouTube.

    Tags:
    #Web3#crypto adoption#fintech#Stablecoins#Payments#Blockchain Infrastructure#Digital Finance#crypto news
    YouTube Adds PayPal Stablecoin as Payout Option for U.S. Creators

    YouTube Adds PayPal Stablecoin as Payout Option for U.S. Creators

    Devryn
    December 12, 2025
    599 views
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    YouTube Adds PayPal Stablecoin as Payout Option for U.S. Creators

     

    YouTube letting U.S. creators get paid in PayPal’s stablecoin, PYUSD, might sound like a small update. It isn’t. It’s one of those changes that looks minor on the surface but actually says a lot about where tech and finance are headed.

    This is a major platform, at massive scale, choosing to plug digital assets into a real payout system. Not a test. Not a pilot hidden in a corner. A real option for real creators.

    And that matters.

     

    Why YouTube’s Move Feels Different

    YouTube touches millions of creators and billions of users. When a platform like that makes a decision, it’s usually because the risk feels manageable and the upside feels real.

    Creators now have another way to get paid. Faster access to funds. More flexibility. Less dependence on slow banking rails. For some creators, especially those working internationally or managing income across platforms, that can make a noticeable difference.

    What’s interesting is how this is being done. YouTube itself isn’t diving into crypto head first. PayPal handles the complexity. The blockchain stuff stays in the background.

    That was actually the point. PayPal’s head of crypto, May Zabaneh, put it plainly.

    “The beauty of what we’ve built is that YouTube doesn’t have to touch crypto and so we can help take away that complexity,”

    She added that PayPal introduced the PYUSD payout option for payment recipients in the third quarter of 2025, with YouTube choosing to extend it only to U.S. creators.

    That quote says a lot. Adoption works best when users don’t have to think too hard about what’s happening under the hood.

     

    This Isn’t Just About YouTube

    The bigger story is that this keeps happening. Not loudly. Not with flashy marketing. Just steadily.

    Payment companies are experimenting with stablecoins. Fintech platforms are adding crypto rails next to traditional ones. Big institutions are building infrastructure instead of arguing about whether crypto is real.

    That’s usually the sign that something is maturing.

    Digital assets are starting to look less like a bet and more like plumbing. Not exciting, but very important.

     

    Stablecoins Are Doing the Heavy Lifting

    A big reason this works is stablecoins.

    They’re boring by design. Pegged to the dollar. Predictable. No wild price swings. That’s exactly why companies are comfortable using them for payouts.

    For creators, it feels familiar. You’re still getting paid in dollars. It just moves faster and sometimes with fewer fees. The crypto part doesn’t have to be front and center.

    That’s a good thing.

     

    Trusted Brands Make a Difference

    PayPal being involved matters more than people realize.

    Most users don’t want to manage wallets or worry about private keys. They want to get paid and move on with their day. PayPal already has trust, compliance, and global reach. Adding stablecoins inside that ecosystem makes adoption feel safe and normal.

    That’s usually how new tech wins. Not by forcing people to learn everything, but by quietly fitting into what already works.

     

    What This Means for Creators and Users

    For creators, this is about options. Choice matters.

    Some will stick with traditional payouts. Others will experiment with stablecoins. Over time, those options can lead to better cash flow, easier global payments, and new ways to manage income.

    For users more broadly, this kind of integration pushes innovation forward. Once digital asset rails exist, new tools and services tend to follow. Better monetization. Faster payments. More global access.

    It doesn’t all happen at once, but it builds.

     

    Why This Is a Positive Signal Long Term

    This kind of adoption doesn’t happen if companies think digital assets are a passing trend. It happens when the technology feels useful enough and stable enough to deploy at scale.

    There are still risks. Regulation will keep evolving. Education is still needed. But the direction is clear.

    Digital assets are no longer sitting on the sidelines. They’re being woven into systems people already use, without much fuss.

     

    YouTube offering stablecoin payouts is a quiet move. But quiet moves from big companies are often the ones that matter most.

     

    Stay Connected

    You can stay up to date on all News, Events, and Marketing of Rare Network, including Rare Evo: America’s Premier Blockchain Conference, happening  July 28th-31st, 2026 at The ARIA Resort & Casino, by following our socials on X, LinkedIn, and YouTube.

    Tags:
    #Web3#youtube#paypal#pyusd#stablecoin#crypto adoption#digital assets#creator economy#fintech
    Cardano Founders Unite to Accelerate Ecosystem Adoption in 2026

    Cardano Founders Unite to Accelerate Ecosystem Adoption in 2026

    Nathan Mantia
    November 28, 2025
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    For years, the Cardano ecosystem has been defined by its methodical engineering, its scientific foundations, and its strong governance ideals. What has been missing is a moment of unmistakable unity. A moment where the core entities behind Cardano chose collaboration over friction.

     

    That moment has arrived.

     

    The three founding organizations of Cardano, Input Output, EMURGO, and the Cardano Foundation, have aligned behind a single historic proposal that aims to prime Cardano for explosive growth in 2026. Joined by newer power players such as Intersect and the Midnight Foundation, these groups have demonstrated what the ecosystem has long hoped to see. True unity. Shared vision. Coordinated action.

     

    This proposal represents something bigger than a budget request. It signals a turning point for Cardano. A signal that the ecosystem is ready to build at a pace and scale that rivals any top blockchain in the world.

     

    A Unified Front: The End of Fragmentation and the Start of Acceleration

    For years, the three founding entities worked within different mandates. Engineering. Commercial adoption. Standards and ecosystem development. These missions often created different priorities and, at times, different strategies.

     

    But Cardano has reached a stage where the market is demanding more. DeFi is global. Stablecoins dominate daily volume. Analytics, oracles, bridges, custody, and cross chain liquidity are not luxuries. They are requirements.

     

    Rather than operating independently, these institutions have chosen a coalition approach. They came together, aligned their agendas, and built a unified path forward. That level of alignment sends a loud message to builders, investors, institutions, and the entire crypto industry.

     

    Cardano is ready to scale.

     

    What the Proposal Delivers: Five Engines of Ecosystem Expansion

    The proposal focuses on five integrations that can transform Cardano from a technically impressive chain into a globally competitive financial network. Each one has proven transformative on other blockchains. Now, Cardano is preparing to join that level of capability.

     

    1. Tier One Stablecoins

    Other chains became financial powerhouses because they onboarded major stablecoins like USDC and USDT. Ethereum, Solana, Avalanche, Base, and Arbitrum all exploded because stablecoins unlocked liquidity, trading volume, and on chain payment flows.

     

    Imagine Cardano gaining a robust USDC market, deep liquidity pairs across DEXs, stablecoin lending markets, RWA settlement, and enterprise treasury flows. This single integration could ignite a new era of DeFi activity on Cardano.

     

    2. Institutional Custody and Advanced Wallets

    Chains with strong custody infrastructure consistently attract institutional capital. Ethereum and Solana are prime examples, with custody solutions enabling fund participation, corporate treasury adoption, and compliant trading.

     

    If Cardano secures similar institutional grade custody, it could open the door for asset managers, fintechs, and enterprises that want exposure to ADA, RWAs, and Cardano based financial products.

     

    3. High Quality Analytics and Data Infrastructure

    Blockchains like Ethereum, Solana, and Polygon benefit from real time dashboards, compliance grade monitoring, developer analytics, TVL trackers, and chain wide intelligence.

     

    By building similar analytics layers, Cardano could unlock a clearer view of economic activity, better security tooling for protocols, and the transparency institutions require before deploying serious capital. Data infrastructure is the backbone of a mature economy.

     

    4. Cross Chain Bridges

    Look at the explosive growth of chains that integrated secure and trusted bridges. Solana saw massive inflows through Wormhole. Avalanche gained traction through its bridge with Ethereum. LayerZero supercharged cross chain liquidity across dozens of ecosystems.

     

    Cardano gaining safe and battle tested bridging would mean:

    • Capital from Ethereum, Solana, and Base can flow into ADA DeFi

    • New users can port assets easily

    • Interoperability with RWAs, gaming, and AI networks becomes seamless

    Bridges remove isolation. They unlock global liquidity.

     

    5. Institutional Grade Oracles

    DeFi is only as strong as its data feeds. Chains that integrate major oracles such as Chainlink gain:

    • Secure price feeds for lending

    • Real world data streams for RWAs

    • Automation for smart contracts

    • Enhanced reliability for stablecoins

    With similar oracle support, Cardano could unlock lending markets, derivatives, insurance protocols, prediction systems, and enterprise grade financial applications.

     

    Why These Integrations Matter: Cardano Can Finally Go Toe to Toe with Top Chains

    Other ecosystems grew because they built essential infrastructure first. That infrastructure created liquidity, utility, and developer confidence. Now Cardano has the chance to adopt these proven components and apply them through its unique strengths such as eUTxO, formal verification, governance, and sustainability.

     

    These integrations could allow Cardano to:

    • Attract billions in stablecoin liquidity

    • Distribute RWAs across compliant channels

    • Secure institutional partnerships

    • Enable cross chain applications

    • Launch high throughput financial products

    • Boost developer growth across sectors

    • Increase DeFi TVL significantly

    • Expand into global payments and fintech

     

    Cardano could leap from an underutilized giant to a competitive financial layer in the crypto economy.

     

    A Catalyst for 2026 and Beyond

    The alignment behind this proposal proves that Cardano’s leadership is no longer content to wait for growth to emerge organically. The coalition is making a clear and coordinated move to build what the ecosystem needs most.

     

    If approved, these integrations could mark the beginning of Cardano’s next era. One defined by liquidity, adoption, interoperability, and enterprise use cases. One where the community sees rapid, tangible progress instead of slow, incremental evolution.

     

    This is the moment many in the ecosystem have been waiting for. A unified front. A strategic plan. A vision shared by founders. And a roadmap that could position Cardano as one of the most capable and competitive blockchains in the world.

     

    2026 could be the year Cardano becomes unstoppable.

     

    Stay Connected

    You can stay up to date on all News, Events, and Marketing of Rare Network, including Rare Evo: America’s Premier Blockchain Conference, happening  July 28th-31st, 2026 at The ARIA Resort & Casino, by following our socials on X, LinkedIn, and YouTube.

    Tags:
    #Defi#crypto adoption#Stablecoins#cardano#Interoperability#Cross-Chain#institutional crypto#cardano 2026#cardano founders#cardano ecosystem#cardano news#blockchain growth#blockchain integrations#web3 infrastructure#crypto analysis#crypto futu
    Circle Launches Arc: A Blockchain Built for Stablecoin Finance

    Circle Launches Arc: A Blockchain Built for Stablecoin Finance

    Devryn
    October 28, 2025
    883 views
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    Circle’s Arc Could Be the Breakthrough Blockchain Has Been Waiting For

    Circle, the company behind the USD Coin (USDC) stablecoin, has unveiled Arc, an open Layer 1 blockchain designed specifically for stablecoin finance. This move isn’t just another blockchain launch — it’s a signal that crypto infrastructure is maturing and evolving toward real-world use cases that matter: payments, tokenisation, and global financial connectivity.

     

    A Layer 1 Built for the Real Economy

    Arc is engineered from the ground up to power stablecoin transactions and on-chain finance with speed, predictability, and regulatory readiness.

    Here’s what makes it stand out:

    • USDC as gas: Arc uses USDC as its native gas token, so fees are stable and predictable. No more dealing with volatile gas prices in native tokens.

    • EVM compatible: Developers can build using familiar Ethereum tools, making migration and integration easy.

    • Enterprise ready: Arc offers sub-second settlement times, privacy-optional transactions, and infrastructure that supports large-scale, compliant use cases.

    • On-chain FX and settlement: A built-in foreign exchange engine enables seamless conversion between stablecoins and tokenised assets.

    In essence, Arc aims to serve as the “settlement layer” for digital dollars, tokenised securities, and other real-world assets. This is where blockchain moves from speculation to real utility.

     

    Institutions Are Paying Attention

    Arc isn’t launching into a vacuum — it’s already attracting interest from some of the biggest names in finance and technology. BlackRock, Visa, and Anthropic are reportedly participating in its public testnet, and over 100 institutions are expected to onboard through Circle’s ecosystem.

    The blockchain will also launch with Fireblocks support from day one, giving banks, asset managers, and fintechs enterprise-grade custody and tokenisation tools immediately.

    This level of institutional engagement marks an important milestone for crypto. For years, traditional finance has tested blockchain in controlled pilots. Now, with Arc, we’re seeing real deployment at scale.

     

    The Next Step in Stablecoin Evolution

    Stablecoins are becoming the bridge between traditional finance and crypto. USDC alone has grown more than 90 percent year over year, reaching over 61 billion dollars in circulation.

    Arc positions Circle to lead the next phase of that growth. Instead of depending solely on third-party chains, Circle is building a dedicated network optimised for compliance, speed, and interoperability. By doing this, Circle strengthens the entire crypto ecosystem — offering a foundation for payments, DeFi, and tokenised assets that regulators and enterprises can trust.

    This is exactly the kind of infrastructure crypto has needed to move beyond speculation and into mainstream adoption.

     

    Why Arc Matters for the Blockchain Industry

    Arc represents a clear vote of confidence in blockchain’s long-term potential. It shows that crypto companies are not just launching new tokens or apps — they’re building the next-generation financial rails.

    A growing number of global financial and technology leaders are exploring Arc, Circle’s new blockchain network. Traditional finance heavyweights such as State Street, Deutsche Bank, Invesco, and Société Générale are among the participants, alongside digital asset pioneers like Coinbase and Kraken, fintech innovators Nuvei and Brex, and global tech providers AWS and Mastercard.

    Visa is using the Arc testnet to explore how stablecoin-backed payment infrastructure could accelerate cross-border money movement. BlackRock’s head of digital assets, Robert Mitchnick, said the firm is examining how Arc’s built-in support for stablecoin settlement and on-chain FX could “unlock additional utility” for capital markets.

    Invesco is studying how blockchain can make tokenized funds more efficient, while Société Générale is testing programmable settlement and enhanced transparency for cross-border capital flows. HSBC, one of the world’s largest banks, is assessing Arc’s potential to deliver faster and more transparent international payments.

     

    State Street is focused on digital asset custody integrations, and SBI Holdings is evaluating how regulated financial services might extend into on-chain environments. Deutsche Bank, Standard Chartered, and First Abu Dhabi Bank are also participating, highlighting the growing interest from major global banking networks in blockchain-based settlement infrastructure.

     

    A Positive Signal for Crypto’s Future

    Yes, there are risks. Governance, adoption, and regulatory clarity will shape Arc’s success. But the overall direction is undeniably positive.

    Circle’s decision to build Arc demonstrates confidence in blockchain’s staying power. It’s a statement that crypto isn’t just here to disrupt — it’s here to rebuild finance from the ground up, better, faster, and more connected than ever.

     

    Final Take

    Arc could mark the beginning of a new chapter for blockchain. By combining stablecoin stability, institutional trust, and modern chain design, Circle is creating a system that brings crypto closer to the real economy.

     

    If Arc’s testnet launch in fall 2025 delivers on its promise, it won’t just be a milestone for Circle — it will be a breakthrough moment for the entire blockchain and crypto industry.

     

    Stay Connected

    You can stay up to date on all News, Events, and Marketing of Rare Network, including Rare Evo: America’s Premier Blockchain Conference, happening  July 28th-31st, 2026 at The ARIA Resort & Casino, by following our socials on X, LinkedIn, and YouTube.

    Tags:
    #Blockchain#crypto adoption#Stablecoins#USDC#institutional crypto#Circle#Arc#Tokenisation#Web3 Finance#Fireblocks#Digital Payments
    Trump Media and Crypto.com Launch Prediction Markets on Truth Social

    Trump Media and Crypto.com Launch Prediction Markets on Truth Social

    Devryn
    October 28, 2025
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    Trump Media Partners with Crypto.com to Launch Prediction Markets on Truth Social

    Trump Media & Technology Group (TMTG), the company behind Truth Social, has announced a partnership with Crypto.com to introduce a new feature called Truth Predict — an integrated prediction market directly within the social media platform. This marks one of the most ambitious attempts yet to merge social engagement, crypto adoption, and financial speculation into one ecosystem.

    The collaboration could position Truth Social as the first mainstream social media network to enable users to trade directly on real-world events such as elections, economic data releases, and sports outcomes. For Crypto.com, it represents another step in expanding its derivatives and market-infrastructure footprint beyond traditional exchanges.

     

    How Truth Predict Will Work

    Truth Predict will allow Truth Social users to participate in event-based prediction markets using digital assets. Through the feature, users will be able to convert Truth Gems, the platform’s engagement reward points, into Cronos (CRO) tokens, Crypto.com’s native currency.

    These tokens can then be used to place contracts on various outcomes, including political events, inflation trends, interest rate changes, and even entertainment or sports results. The prediction contracts will be offered through Crypto.com Derivatives North America (CDNA), a federally registered exchange and clearinghouse, ensuring compliance with U.S. regulations.

    Initially, the feature will be available in beta for U.S. users before expanding internationally once regulatory clearance is achieved. Users will interact through the Truth Social interface, viewing live markets, odds, and discussions in real time, blending social conversation with speculative activity.

    The experience is designed to feel like a natural extension of social engagement. A user might comment on an election post and immediately place a small wager on its outcome, combining public sentiment with actionable financial participation.

     

    Why This Partnership Matters


    Bringing Prediction Markets to the Mainstream

    Prediction markets have long been viewed as one of crypto’s most promising but underdeveloped sectors. They allow users to trade based on the likelihood of future events, creating markets that aggregate crowd intelligence. By integrating this directly into Truth Social, TMTG aims to democratize financial forecasting for millions of users already engaged in political and cultural conversation.

    Traditional platforms like Polymarket or Augur have experimented with similar systems, but adoption has been limited due to regulatory complexity and lack of mainstream exposure. By embedding such markets into a recognizable brand with a large user base, Truth Predict could deliver the first true mass-market experiment in decentralized prediction finance.

    Deepening Crypto’s Role in Consumer Platforms

    For Crypto.com, the partnership reinforces a strategic goal: embedding crypto utilities into real-world ecosystems. Instead of simply offering exchange-based products, the company is bringing blockchain settlement, token liquidity, and on-chain derivatives directly to non-crypto audiences.

    The inclusion of CRO as the trading currency adds additional utility to Crypto.com’s ecosystem. If Truth Predict attracts strong participation, demand for CRO could rise, supporting both token liquidity and user adoption. It also showcases how digital assets can underpin financial activity that feels social and interactive, rather than confined to traditional trading platforms.

    Expanding TMTG Beyond Social Media

    For Trump Media, the move signals a pivot from being just a social network to becoming a broader financial and technology ecosystem. Truth Predict effectively transforms Truth Social from a content platform into a hybrid of social media and fintech — one that monetizes engagement through gamified market participation.

    By introducing event trading, TMTG gains new revenue streams, user engagement opportunities, and access to a crypto-savvy audience. This evolution mirrors the industry trend toward “social finance,” or SoFi, where communities and markets blend.

     

    Regulatory and Market Implications

    The move will inevitably attract scrutiny from U.S. regulators. Prediction markets that allow users to speculate on real-world outcomes often fall into gray areas between gaming, commodities, and financial derivatives.

    TMTG and Crypto.com are attempting to navigate this by operating through CDNA, which is already registered to handle derivatives and event contracts under federal oversight. This structure gives the project a more solid legal foundation compared to previous decentralized prediction efforts.

    Still, much depends on how the Commodity Futures Trading Commission (CFTC) interprets event-based trading products. Similar platforms have previously been subject to restrictions or enforcement when their contracts were deemed speculative or unregistered. TMTG’s alignment with a compliant exchange could minimize risk, but regulatory developments will play a major role in the rollout’s success.

    From a policy perspective, Truth Predict’s structure could push forward the broader debate over how event markets should be classified. If it gains traction, it may encourage regulators to update frameworks around decentralized finance and event trading.

     

    Broader Context: Crypto Meets Politics and Pop Culture

    The decision to build prediction markets into Truth Social is symbolic of crypto’s expanding role in digital culture. It represents the convergence of three powerful forces — media, politics, and blockchain finance.

    Truth Social has a highly engaged user base that frequently discusses political outcomes and global events. Embedding a prediction layer gives that activity a financial dimension, effectively turning social opinion into a live marketplace. It’s an experiment in monetizing collective sentiment and could become one of the most direct integrations of finance and social media ever attempted.

    The model also aligns with broader industry trends. Across the crypto landscape, there is growing interest in tokenized participation — users not just talking about events but having economic exposure to them. Platforms such as Polymarket, Kalshi, and Zeitgeist have all explored similar concepts, but none have had access to a mainstream social media audience of this scale.

    If successful, Truth Predict could redefine engagement economics for social platforms. Instead of relying solely on advertising, platforms could generate revenue through transaction fees, trading volume, and token flows, while giving users financial skin in the game.

     

    Risks and Challenges

    Despite its potential, Truth Predict faces several challenges:

    1. Regulatory uncertainty: The line between a prediction market and gambling remains blurry. Even with CDNA’s oversight, future rulings could restrict certain types of event contracts.

    2. Liquidity and adoption: Prediction markets need active traders and diverse participation to be meaningful. Without sustained user interest, markets may suffer from thin liquidity and poor price discovery.

    3. Technical reliability: Integrating real-time trading systems into a social media app at scale poses technical risks. Network latency, pricing feeds, and wallet integration all need to function seamlessly.

    4. Reputation and optics: Because of Truth Social’s political association, there is a risk that regulators or critics may perceive the initiative as controversial or politicized, particularly during election cycles.

     

    Potential Market Impact

    If Truth Predict gains traction, it could have ripple effects across both the crypto and social media sectors. A successful launch would validate the concept of embedded DeFi, where users interact with financial tools inside non-financial platforms.

    It could also accelerate the adoption of CRO and strengthen Crypto.com’s position as a regulatory-compliant partner for large consumer applications. For Trump Media, success could help transform Truth Social from a niche political network into a broader fintech and crypto ecosystem, expanding its commercial relevance.

    In a broader sense, this move represents a new phase in crypto’s evolution — not just as an investment asset but as infrastructure for participatory, community-driven finance. By combining social expression with speculative markets, Truth Predict might demonstrate how blockchain can power new types of engagement and monetization.

     

    Final Take

    Trump Media’s partnership with Crypto.com marks a significant milestone in the intersection of social media and blockchain finance. Truth Predict has the potential to turn conversations into markets, engagement into economic participation, and opinions into actionable forecasts.

    If the system functions as planned and regulatory barriers are managed, it could pioneer a new model for Web3 social platforms — one where users not only share their views but also stake value on their predictions.

     

    For both TMTG and Crypto.com, this collaboration represents more than a product launch. It is an experiment in blending communication, finance, and crypto into a single, dynamic ecosystem. Success could redefine how the next generation of social platforms operate and how blockchain becomes part of everyday digital life.

     

    Stay Connected

    You can stay up to date on all News, Events, and Marketing of Rare Network, including Rare Evo: America’s Premier Blockchain Conference, happening  July 28th-31st, 2026 at The ARIA Resort & Casino, by following our socials on X, LinkedIn, and YouTube.

    Tags:
    #Defi#Blockchain#crypto adoption#Tokenisation#Web3 Finance#Prediction Markets#Trump Media#Truth Social#Crypto.com#CRO#Social Trading
    DeFi Surges Ahead as Decentralized Exchanges Top $1 Trillion in Monthly Volume

    DeFi Surges Ahead as Decentralized Exchanges Top $1 Trillion in Monthly Volume

    Devryn
    October 26, 2025
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    DeFi Surges Ahead as Decentralized Exchanges Top $1 Trillion in Monthly Volume

     

    A turning point for decentralized finance and the next wave of blockchain innovation

    Decentralized finance just hit another major milestone. For the first time ever, decentralized exchanges (DEXs) recorded more than $1 trillion in monthly trading volume. This achievement highlights how DeFi has evolved from a niche experiment into a core pillar of the global crypto economy.

    The surge reflects a growing appetite for permissionless trading, better infrastructure, and a new level of confidence in decentralized platforms.


    A Record Month for DeFi

    Throughout September 2025, decentralized exchanges saw explosive growth in both spot and derivatives trading. Platforms specializing in perpetual futures, often called “perp DEXs,” led the way by crossing the $1 trillion mark in total monthly activity.

    Trading volume soared as market volatility increased, drawing in traders looking for liquidity and flexibility. What makes this especially significant is that decentralized exchanges achieved volumes once thought possible only on centralized platforms.

    This moment signals that DeFi is no longer a secondary market. It is becoming the main arena for digital asset trading.


    What’s Behind the Surge

    Several key factors are driving this wave of adoption:

    1. Mature Infrastructure and Seamless User Experience

    DEX platforms have come a long way. Today’s decentralized exchanges offer the speed, stability, and intuitive interfaces that rival traditional trading venues. Many now feature lightning-fast transaction times, deep liquidity pools, and cross-chain functionality that lets users trade assets from multiple blockchains.

    2. Empowered Traders and True Ownership

    At the heart of DeFi is freedom. By using non-custodial wallets, traders maintain full control of their funds. This removes the risks associated with centralized intermediaries and custodians, putting ownership directly in the hands of users.

    3. Rising Popularity of Perpetual Futures

    Perpetual futures contracts have become one of the most traded instruments in the DeFi space. They allow traders to hold leveraged positions indefinitely, without expiration dates. This flexibility, combined with on-chain transparency, is attracting both retail users and professional traders who value autonomy and liquidity.

    4. Global Accessibility and Open Participation

    Unlike centralized exchanges that may impose restrictions based on geography or account type, decentralized platforms are open to anyone with a crypto wallet. This global accessibility is driving adoption in regions where traditional finance and centralized platforms have limited reach.


    A New Era of Market Confidence

    The $1 trillion milestone represents more than just trading volume. It is a reflection of trust.

    As users increasingly seek transparency, fairness, and control, decentralized systems are proving their value. The fact that billions of dollars move daily through smart contracts shows how far blockchain infrastructure has advanced.

    Institutional interest in DeFi is also growing. Hedge funds, liquidity providers, and professional traders are now entering decentralized markets for their efficiency and risk diversification potential.

    For many, this shift marks a fundamental change in how digital markets operate — from opaque and centralized to open and community-driven.


    Challenges and Opportunities

    While the DeFi ecosystem is thriving, its next phase of growth will depend on how it handles several key challenges:

    • Sustainability: Can DEXs maintain these record volumes once volatility stabilizes? Continued innovation in liquidity management will be key.

    • Security: Smart contract audits, insurance solutions, and responsible code development will strengthen user confidence.

    • Education: As new users enter DeFi, accessible resources and clear guidance will ensure safer participation.

    • Regulatory Clarity: Engagement with policymakers will help shape frameworks that allow innovation to flourish while protecting users.

    Each of these challenges is also an opportunity for DeFi to evolve further and prove that decentralized systems can be both powerful and responsible.


    The Future of Decentralized Trading

    Crossing the $1 trillion threshold is more than a headline moment. It is a signal that DeFi has arrived.

    The ecosystem now supports traders of all sizes, powers new financial models, and fosters innovation across chains. Projects are integrating real-world assets, DeFi-native derivatives, and decentralized governance — creating a truly borderless financial system.

    As developers and users continue to refine these platforms, the next frontier of DeFi will likely combine performance, interoperability, and strong community-driven ecosystems.


    Final Thoughts

    The rise of decentralized exchanges marks one of the most inspiring success stories in crypto. It proves that transparent, trustless, and user-controlled finance can scale globally without sacrificing efficiency.

    With over $1 trillion traded in a single month, DeFi has firmly established itself as a cornerstone of the modern digital economy. The path forward is clear: innovation will continue, user empowerment will expand, and decentralized systems will keep reshaping the way the world interacts with finance.

     

    DeFi’s momentum is unstoppable, and this milestone is just the beginning.

     


    Stay Connected

    You can stay up to date on all News, Events, and Marketing of Rare Network, including Rare Evo: America’s Premier Blockchain Conference, happening  July 28th-31st, 2026 at The ARIA Resort & Casino, by following our socials on X, LinkedIn, and YouTube.

    Tags:
    #Defi#Web3#Blockchain#Innovation#crypto adoption#Financial Freedom#Decentralization#Crypto Markets#DEX#Perpetual Futures
    JPMorgan Embraces Crypto Collateral: A Major Shift in Banking

    JPMorgan Embraces Crypto Collateral: A Major Shift in Banking

    Devryn
    October 24, 2025
    234 views
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    JPMorgan Embraces Crypto Collateral: A Major Shift in Banking

    JPMorgan Chase is preparing to allow institutional clients to use Bitcoin and Ethereum holdings as collateral for loans. This move, expected by year-end, marks a decisive pivot from the bank’s earlier skeptical stance toward cryptocurrencies.
    Reports from Bloomberg, CoinDesk and others indicate the program will rely on third-party custody for the pledged assets and extends JPMorgan’s earlier acceptance of crypto-linked ETFs as collateral.


    Why This Matters

    From Skeptic to Adopter

    CEO Jamie Dimon long dismissed Bitcoin—calling it “worthless” or a “pet rock”—yet this policy change suggests a hard turn by JPMorgan toward crypto integration.
    This is not about hype. It’s about a bank with over $4 trillion in assets formally recognising crypto as part of its credit infrastructure.

    Crypto Moves Into the Core System

    Traditionally, banks only accepted highly liquid, low-volatility assets as loan collateral. Bitcoin and Ethereum are neither of those. So JPMorgan’s interest signals crypto is being treated more like mainstream assets—albeit with special guardrails.
    Financial institutions now appear ready to unlock liquidity for clients who hold crypto without forcing them to sell. This could reshape how crypto assets are used in major portfolios and by large institutions.

    Implications for Institutions and Investors

    • Liquidity without selling: Crypto holders can pledge assets as collateral instead of selling, preserving upside while accessing cash.

    • Broader adoption: Large banks entering the space bring legitimacy and infrastructure—moving crypto further toward the mainstream.

    • Competitive pressure: If JPMorgan rolls this out, other banks will likely follow, accelerating institutional crypto services.

    • Regulatory interplay: The move aligns with a more friendly regulatory tone in Washington and signals that banks believe the legal risks are manageable.


    Key Details of the Proposal

    • Institutionally focused: The offering is targeted at institutional clients, not retail.

    • Third-Party Custody Model: Crypto pledged will be held by an approved external custodian, so the bank avoids direct asset custody.

    • Global Scope: The program is expected to launch “by end of year” across relevant jurisdictions, though final details remain subject to change.

    • Extension from ETFs: Earlier this year, JPMorgan accepted crypto-linked ETFs as loan collateral. This step advances directly to underlying crypto assets.


    What to Watch Moving Forward

    1. Launch Date and Terms: When exactly will the program go live and on what terms (loan-to-value ratios, margin calls, etc.)?

    2. Asset Coverage: Will it start with Bitcoin and Ethereum only, or eventually include other major tokens?

    3. Risk Framework: How will JPMorgan manage volatility, liquidation risk, custody failure and regulatory oversight?

    4. Market Reaction: Will this spur greater institutional crypto investment and service offerings from banks, or will it prompt caution due to the novelty of crypto as collateral?

    5. Competitive Impact: Which banks follow JPMorgan’s lead and how fast will the industry evolve?


    Final Thoughts

     

    JPMorgan’s plan to allow Bitcoin and Ethereum as loan collateral is a landmark for the crypto-banking crossover. It reflects growing confidence in digital assets, regulatory progress and the adoption of the crypto industry.
    For crypto investors, this is a strong signal: the era of fringe use-cases is fading, and crypto is increasingly being integrated into core financial services. For the banking sector, it marks the beginning of a new chapter where digital assets may become standard tools in credit and liquidity management.
    The details still matter—but the direction is clear. Crypto is stepping firmly into the mainstream.


     

    You can stay up to date on all News, Events, and Marketing of Rare Network, including Rare Evo: America's Premier Blockchain Conference by following our socials on X, LinkedIn, and YouTube.
    Tags:
    #Defi#Crypto#Banking#Blockchain#crypto adoption#digital assets#Ethereum#Bitcoin#Institutional Finance#JPMorgan
    Tether Hits Major Milestones: User Reach and Supply Soar

    Tether Hits Major Milestones: User Reach and Supply Soar

    Devryn
    October 21, 2025
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    Tether has reached an important phase of growth. The company behind the USD-pegged stablecoin USDT now counts an estimated hundreds of millions of users and is reporting a circulating supply of well over $150 billion. One report places the user base near 500 million, while others cite more than 400 million users. Meanwhile, USDT’s supply has surged past $170 billion and as high as $175 billion.

    These numbers reflect more than just scale. They show that USDT continues to serve as a foundational layer in the crypto economy, especially in emerging markets and cross-border transactions.


    Why These Numbers Matter

    • Liquidity and market depth

    The rising supply means more liquidity is available for crypto exchanges, decentralized finance (DeFi) platforms, and remittance flows. With USDT circulating on major blockchains and reaching new highs, it supports more on-chain activity and trading.

    • Global reach and user adoption

    Tether’s user growth, especially in Asia, Latin America and the Middle East, is a key factor in its dominance. It has become the default dollar-proxy in many markets where access to stable value and borderless transfers matter.

    • Corporate strength and valuation ambitions

    Tether is not just growing supply and users, it is also expanding its business ambitions. The company is reportedly exploring a major private fundraising round worth $15–20 billion that could value it at up to $500 billion. This reflects investor confidence in Tether’s scale and the future potential of its infrastructure.


    Tether’s Strategy: Where It Is Heading

    • User growth and market penetration: Expanding wallet and payment reach globally, especially in regions where the dollar is less accessible.

    • Supply expansion: Minting more USDT to increase distribution and support higher transaction volumes.

    • Diversification and infrastructure play: With a valuation target in the hundreds of billions, Tether is positioning itself beyond being just a stablecoin issuer.

    • Reserve and investment management: Tether has disclosed large holdings in U.S. Treasuries and even bitcoin as part of its reserve strategy, showing how it manages growth and liquidity.


    Risks and Key Considerations

    • Regulatory scrutiny: As the largest stablecoin issuer, Tether attracts close attention regarding reserves and global financial flows.

    • Concentration risk: With such large scale, operational or systemic shocks could have outsized effects on the broader crypto ecosystem.

    • Competition: Rivals such as Circle (issuer of USDC) and potential central bank digital currencies present competitive threats.

    • Utility vs. speculation: While USDT is widely used in trading, remittances, and liquidity, its broader role as financial infrastructure is still being built out.


    What It Means for the Crypto Industry

    Tether’s growth shows that stablecoins are no longer niche tools but are becoming core infrastructure in digital finance. When a stablecoin reaches hundreds of millions of users and supply in the hundreds of billions, it becomes a systemic piece of financial plumbing.

    The implications include:

    • Easier capital flows between fiat and crypto.

    • Stablecoins powering trade, remittance and treasury functions in real time.

    • Greater regulatory integration as stablecoins link with traditional finance.

    • More applications being built around stablecoin liquidity.


    Conclusion

    Tether has grown into a giant. With a user base approaching half a billion and USDT supply nearing $182 billion, it is firmly cemented as a pillar of the digital asset ecosystem. At the same time, its ambitions to be valued at $500 billion and to expand into broader financial services show that Tether is aiming to become more than a crypto company.

     

    Whether it achieves this depends on regulation, execution, and adoption, but the direction is clear: stablecoins are now an essential part of global finance.

    Tags:
    #crypto adoption#Stablecoins#blockchain finance#DeFi infrastructure#Tether#USDT#Digital dollar#Cross-border payments#Emerging markets#Crypto users